Studying abroad is an exciting stage in life in which you can face many new challenges. No matter in which country you choose to continue your education in a bachelor’s or master’s degree, be sure that it will be filled with many new friends, meetings with different cultures, overcoming obstacles, and creating unforgettable memories.
If you decide to study in another country, you should be prepared in advance for the difficult situations you may find yourself in. Many students abroad sooner or later start to ask themselves questions related to budget management, easy money transfers to or from home, and more. iCard digital wallet is here to help.
When you download the iCard app and verify your identity, you will switch to plan Standard. It provides you with a wide range of financial services that you get at no monthly fees. Check out some of the solutions you’ll get with the iCard digital wallet if you face unpleasant situations while studying abroad.
In what situations can iCard help you?
Open a free account in a foreign currency
Fees for opening and servicing bank accounts abroad can be very high. In addition, you will have to gather many documents, which will cost you valuable time. The solution for you is iCard. Once you provide us with a valid ID, you will have a free account that you can easily manage from your mobile phone. Keep track of your balance in real time. You will be notified immediately of each of your transactions. You can also order a free plastic iCard Visa debit card, as well as two virtual cards with which you can make contactless payments at a POS with a phone or online payments.
Another advantage is the option to open additional accounts in different currencies. This way, you will be able to manage several accounts at the same time. Take advantage of low fees for ATM withdrawals in the EU and free payments at a POS terminal anywhere in the world.
Make cheap international money transfers
With your free account in iCard, you can make instant free of charge transfers to all other people using the wallet. No matter what country you are in, there is no fee for internal transfers. You will be able to easily receive and send money from/to your home country.
In addition to free internal transfers, you can top-up your account with funds by bank transfer, stored debit card, QR code, or by requesting money from another iCard user. You don’t owe any fees when receiving money from a bank account and another user. If you want to reduce the chance of abuse by third parties, you can generate your QR code for free, through which you will receive the funds you want without sharing your account details. And when recharging with a stored debit card, you will benefit from an instant transfer for a fee of 0.5% of the amount.
Top-up mobile services
Did you know that with the iCard mobile app, you can top-up prepaid SIM cards and vouchers in more than 160 countries around the world? We work with over 700 operators, and in some countries, in addition to mobile services, you can load other types of subscriptions.
How does this work? Once you enter the amount you want to pay and select an operator, the funds will be withdrawn from your iCard account and charged to the SIM card/subscription you have chosen. You can top-up your cards, as well as those of the people around you. With iCard, you can top-up service credits 24/7. Find a full list of all countries and supported services here.
Makе your loved ones happy
Staying away from family and friends is most difficult during the holidays. When there is a special occasion, we wish we could spend this day with them. Now, there is a way to make them happy, even if we are far away.
GiftCard is a prepaid card that can be used numerous times until its balance is depleted. With it, you can pay in all stores around the world where contactless payments are accepted, as well as in websites and mobile apps. Customize the card with a photo of a favourite memory together, or just choose a design from our website. Send a virtual GiftCard to your loved one when you can’t be with him or her. The price of the virtual GiftCard is 2.50 EUR, and the maximum amount you can load on the card is 250 EUR.
How the Infinite and Metal plan will benefit you?
The free Standard plan of iCard digital wallet can be valuable when you are not in your home country. If you need more than the usual services, our premium plans are here for you. Choose Infinite or Metal plan and manage your finances and personal time way better. The monthly fees are 9.99 EUR for iCard Infinite and 13.99 EUR for iCard Metal.
Withdraw cash for free
Choose Infinite or Metal so you don’t have to worry about how you’ll be charged every time you withdraw from an ATM abroad. With iCard Infinite you get 5 free withdrawals from ATMs in the EU, and with iCard Metal the number of free withdrawals is unlimited. In addition, the plans include free SEPA transfers for money transfers in the EU.
Get reliable protection in case of accidents
With iCard Visa Infinite and iCard Metal, you also receive free “Travel abroad insurance with assistance”, which will be activated when you make a payment with the card outside the country in which you are a permanent citizen. In other words, if you are a student in another country different than your country of permanent residence and origin or Bulgaria, you benefit from the insurance throughout your stay there. Don’t worry – if an accident occurs, your costs for emergency medical care, loss of luggage or cancellation of a flight, will be covered by the insurance, as long as you keep all the receipts and other documents.
Take advantage of premium perks
As a customer who has chosen one of the premium plans of iCard, you get access to exclusive services. With iCard Visa Infinite and iCard Metal, you can visit all airport lounges – part of the LoungeKey programme. You will be provided with pleasant conditions while waiting for your flight. Remember that if you need help, you can ask your concierge. He or she will always help you with the things you need. Also, if you need assistance from our customer service team, you will receive priority support from our help desk – 24/7.