How does iCard discover the precise pain-points of European companies to deliver a superior e-money management solution?
We make friends with our happy clients and constantly update for the most demanding folks! Our team often gets out on the field to discover and learn from sometimes shocking success and failure stories that forge entrepreneurs into top business managers. We also keep an eye on our competitors and react round the clock to deliver to the highest expectations.
iCard for Business is a highly functional, super affordable & online-only e-money account for freelancers and companies.
iCard for Business is the culmination of our effort of constant innovation of payments and making them easier and more affordable. We believe that talking to our clients is the best way to understand what our company should do next, and we never miss a chance to improve user experience.
(1) We discovered you do not like waiting at banks.
By opening an iCard for Business account, you opt for modern service and no time spent at bank branch queues and operations.
We know that a happy client speaking out is the best form of marketing and this naturally follows our quality app solution.
iCard for Business is the natural progression of the personal iCard digital wallet. Of course, we added a layer of sophisticated, yet intuitive functionality – expanding the mobile money-management tools with a browser-based interface that is suitable for some particular business needs.
Next, learn about all the benefits of iCard for Business and how they solve particular problems for business professionals.
Startups
(2) We discovered that new companies are very sensitive to costs.
The monthly cost for registered companies is highly competitive at 2.99 EUR per month and opens up the doors to 200,000 EUR monthly turnover, which is enough to accommodate lots of transactions even for larger businesses.
You can start getting used to the real-time notifications to help you stay on top of your finances and you can forget about logging into your classic online banking to just check if a payment came in.
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Freelancers
(3) We discovered freelancers are special.
A lot of freelancers operate without a registered company and yet they act as consultants, outsourcing agents and even full-time contractors for some of their clients. This creates business-like money needs, which require suitable e-money management & payment tools. “iCard for Business” is perfectly aligned with self-employed professionals with no legally registered business.
For a very low monthly cost, freelancers get the same benefits as a business, with a 200,000 EUR monthly turnover.
Once you are fully verified, you can instantly create accounts in different currencies. This is a great way to save on both foreign exchange for money coming in through your client contracts. You can keep your income in the original currency and either pay it out without converting or save money with iCard’s competitive foreign currency exchange rates.
Small businesses
(4) We discovered entrepreneurs believe their devices are powerful enough for money management.
And we delivered.
Just like any other iCard user, you can use the mobile banking app to securely access your money with a passcode login.
Then, with a few taps, you can make European SEPA transfers to any IBAN account of suppliers or contractors.
(5) We also discovered that speed of payments is one of those new powers requested by companies.
And for those of you whose business requires real-time payments – go ahead and try the instant and free P2P money transfers with other iCard clients.
Our mobile payments beat the receipt printer and update in your account immediately – no need to wait for days to see a transaction appear on your old online banking.
Large businesses
Your business money needs grow alongside your company.
(6) We discovered that larger businesses also need a modern, cost-effective solution to improve the overall efficiency, security and control of their company money.
We made some fancy tweaks and delivered.
iCard for Business is now perfect when you manage a lot of employees who produce business expenses on a daily basis.
Our simple 2.99 EUR monthly fee gives your organization business debit cards. You can lock/unlock specific cards through the mobile app or online platform and retain full control over employee spending with custom card limits.
As a business manager, you can delegate “view only” or “full access” rights to your accountant or other people, so they can work with your downloadable reports or assist with money management.
You can delegate full rights to anyone from your company, but to keep things in your control, you can opt to authorize any kind of outgoing transaction immediately after you get the instant notification.
Companies with employees from many EU countries
Some of iCard’s truly European clients choose our services for the simple and effective Payroll and mass payment. This service is only available in the online banking interface because it works with downloadable spreadsheets for convenient payment instructions uploads.
If you are switching from another provider, your recurring payments can be up and running after a quick setup and you need to manually cancel any of them at the end of a contract. Scheduled payments are suitable for term-based, fixed amount payments, that you do not need to worry about.
International businesses
To be considered a truly international business, your company makes and accepts payments to and from international partners. Again, incoming money transfers to your iCard for Business account are free of cost, while outgoing SWIFT global transfers are very competitively priced and can be sent out of any of your different currency accounts to save you on exchange costs.
iCard for Business is a truly European, fully-regulated e-money management account.
Your security is our top priority – as high on the list as your satisfaction!
So, wherever business takes you, it is always easy to start with iCard for Business – it only takes 5 minutes to sign up online on https://icard.com/en/business-pricing
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And since you are here, and since you probably freelance or run a business, could you take 30 seconds to comment below: “What do you want improved with your current banking?”
