5 cases in which it is best to send a transfer to a card

Are you looking for the easiest way to send money? Discover the speed and convenience of money transfers directly to Visa and Mastercard payment cards. They save you time and effort and shorten the distance between you and your loved ones. The money will be on their card in a matter of minutes. This way, they will have it immediately and enjoy the freedom to use it as they wish.

Why choose transfers to cards?

There are three transfer types in iCard: to iCard clients, bank transfers, and transfers to consumer cards.

You already use and like instant p2p transfers in your digital wallet, but not all your friends are iCard clients? You regularly send standard bank transfers, but most of them are not instant, and some recipients don’t even know their IBAN, and it takes forever for them to give it to you? No problem! We have the perfect solution for you – transfers to bank cards.

Now, the only requirement to send money is for the recipient to have a card with the Visa or Mastercard logo issued in the European Economic Area, regardless of whether it is debit, credit or prepaid (as long as it’s not a business card). This type of transfer has some undeniable advantages:

• Easier
• Faster
• More secure
• No hidden fees
• 24/7

When to send a transfer to a card?

Here are the cases in which our clients most often prefer to send money transfers to cards:

1. Share the bill with a friend

The lovely summer evening is ending, and it’s time for you and your friends around the table to pay the bill before you go home. Time for math and complicated moves if you don’t have the exact amount in cash or if not everyone in the group uses the same digital wallet. Don’t worry – get the card with which your friend has just paid and send an instant transfer to it. You’ll be ready before you leave the restaurant.

2. You send money for a gift

What gift should we choose for Alex? Will she like it? How to pack the gift? When should we give it? There are so many questions to be solved by the “collective mind”. You don’t need to think about one more thing – how to send the amount for your share of the gift. Ease your life and send the money for Alex’s gift to a friend’s/colleague’s Visa or Mastercard card – one topic less in your head.

3. You help an older relative

Our fast-paced everyday life does not always allow us to help our older loved ones as much as we would like. Fast payments to cards are an excellent opportunity to make up for it, even if we are far away. Older people rarely use online banking or digital wallets, and you will torture the most if you ask them to tell you their bank details or just IBAN. For many pensioners, it is an adventure to go to the bank office or the counter to receive the quick transfers their children or grandchildren sent them. However, they are already used to using their bank cards – to pay with them in the store or to withdraw money from the closest ATM. What is more practical than sending money directly to your grandmother’s card to help her by reducing the burden of her expenses?

4. You often send money abroad

Each of us has relatives and friends who study, work and live abroad. Until recently, it was hard to stay connected to our loved ones when thousands of kilometres separated us. Fortunately, advances in communications have changed that. Now, we can talk and even see each other at any time of the day or night. Besides, we can send them money immediately, as long as they have a payment card. So, they enjoy the freedom to choose whether to spend on something they want or need, whether to shop online or in a physical store.

5. You rent a vacation home

Everyone is looking forward to their vacation spent at a dream place. Most often, attractive vacation homes with an authentic look covering our entire list of criteria are rented out by locals. Some local hosts don’t accept payments via Booking or Airbnb because of their high service fees. Instead of waiting a few days for confirmation that the host has received your prepayment sent via a bank transfer, you can easily send the amount directly to a Visa or Mastercard card issued in EEA. Payment to a card will save both of you time and trouble. Remember that you can send transfers to consumer cards, not business cards.

How to make a card-to-card transfer via the iCard app?

If all this appeals to you, try transferring money to cards via the mobile app. Follow a few simple steps:

1. Open the digital wallet, head to the “Send” menu, and select the “Card” tab.

2. Tap the “+” button, enter an amount, select a currency and from which account you want to send a transfer.

3. Fill in the card number, recipient’s name, country, and city. Check the details, and press the “Send” button.

Done! Your transfer is being processed and usually arrives within a few minutes. You can also save the card for future payments.

Learn more about iCard and the fast transfers to cards: https://icard.com/

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