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There is a fine line between the difference in what a digital wallet is vs what a mobile banking app is. We recently did a consumer habits study, in one of the emerging markets for digital wallets. We discovered that it was very difficult for people to distinguish between the two. This is understandable from aRead more

Yes! It’s that time of the year аgain! Time to prove your love with a fancy bouquet, state-of-the-art dinner or mindlessly expensive jewelry. Or, should it be that way? Men, I think, feel more pressure to make a good impression on The Day than women. It seems to me that most women, who feel fascinatedRead more

The coming of the New Year is a very special period for all cultures around the world. It is a time to find peace with the past and to set hopes for the future. While no two traditions are exactly the same, there is a common lining in all – getting the family or communityRead more

Cash is still king throughout Europe, according to a study from November, 2017 by the European Central Bank. People prefer handing out banknotes, especially when it comes to small value payments of around 15 EUR or less. Yet, “cashless” becomes a preferred choice for more and more merchants and they simply refuse to accept paperRead more

Did you know that around 2.5 million tons of returned merchandise will end up in the landfills just for the gift giving season? That’s right, those Christmas presents, you spent so much time choosing for your loved ones, might as well be destined to become pure trash. The reverse logistic company Optro reports, after theirRead more

Have you ever wondered why does it take 3 to 5 days for an international wire transfer to arrive? Nowadays, almost all bank transactions are done digitally, yet it takes more time to receive your money with a bank transfer than to send it over an express delivery courier. Let’s start from the basics.  Read more

Virtual debit cards are one of the most secure and convenient tools for online shopping that exist today. If you are a regular online shopper, as most people are nowadays, you need to know what it is and start using it right on!   So, what is it about? Simple enough, a virtual card isRead more