Not so long ago, you could have a premium debit card only with an invitation from your bank and only if you met specific financial criteria. Producing such a debit card, especially metal, remains an exclusive service. Although, now anyone can become an owner of elegance and premium experiences because we’ve made luxury accessible!
You don’t have to rush when choosing the right card for you. Let us introduce you to two iCard premium cards, which are part of the Visa Infinite family – iCard Visa Infinite and iCard Metal. Then we’ll leave the final decision to you!
Here’s what to look out for when picking your future premium card:
1. Design
The first thing that stands out the most is the design. Maybe you’ll wonder what’s so special about a plastic debit card, but the look of the iCard Visa Infinite is truly outstanding and recognisable. Its world map on the front is a symbol of the endless possibilities that the card offers.
On the contrary, you don’t have to wonder why a metal debit card is considered exclusive. The latest hot copper and brass look of iCard Metal illustrates a simple but sleek design. It’s a durable card made to express elegance whenever you take it out of your pocket.
If looks aren’t so important to you, wait to hear about the experiences these cards bring you!
2. Material
Besides their design and exclusive privileges (which we’ll cover below), the material of both cards can play a significant role when choosing the best fit for you. The plastic iCard Visa Infinite has a dark classic PVC body and standard metallic details on the front, and it feels light and looks great at the same time.
iCard Metal is an innovative card that positively impacts nature – it cuts off the usage of standard PVC material. Its details are engraved on the back, making the fiery front more exciting to show off. iCard Metal also weighs more, so we dare to say it’s impressive.
3. Visa concierge
In case you’ve never heard of it, it’s a person who will help you with any special requests. iCard Visa Infinite and iCard Metal have this exceptional service at your disposal for free during regular business hours. Your concierge will help you find a solution when you need:
- travel advice;
- last-minute ticket for your favourite band’s concert;
- limousine/taxi/other reservations;
- a lawyer;
- unusual honeymoon;
- nearly anything that you can think of.
You’ll only need to cover the expenses, which are a result of some of the services. For instance, the price of the last-minute concert ticket that your concierge found for you will be taken out of your iCard account. Don’t hassle too much, though – you’ll always get notified so that nothing gets hidden.
4. Travel privileges
Both iCard Visa Infinite and iCard Metal have expansive incident coverage for travel lovers. The LoungeKey program, also integrated into the cards’ privileges, offers access to hundreds of VIP airport lounges, and the entry fee is only 28.00 EUR. With our Visa partnership, rent-a-car and special hotel offers are just a small addition to what you get with the Infinite cards.
5. Full control via the digital wallet
Thanks to iCard Digital Wallet, tracking and managing your finances at any time has never been easier:
- it’s up to you how you spend your money – you can set your own limits;
- if you forgot your card at home, don’t panic because you can easily add it to your Apple Pay, Google Pay™, or Garmin Pay™ for any contactless payments (free of charge);
- even when you forget your PIN code, you can access it via our wallet once you tap on your card.
6. Transaction limits
The two premium cards give you high payment limits, so you can easily cover your needs and wants. Now let’s talk numbers.
With the plastic iCard Visa Infinite, you can spend 10,000 EUR daily and 25,000 EUR monthly. Cash withdrawals are limited to 2,000 EUR per day and 5,000 EUR per month, but you can always request a higher limit if you feel the need to.
iCard Metal limits you to spending 15,000 EUR daily and 50,000 EUR monthly, which makes a significant difference when having a metal debit card. Cash withdrawals are limited to 4,000 EUR per day and 5,000 EUR per month.
7. Cashback, transfers, and ATM withdrawals
iCard Metal has a truly special privilege – you get 1% cashback for all online and POS payments outside Europe and 0.2% within the European Economic Area (EEA). The best way to spend and save at the same time! In addition, ATM withdrawals (up to 4,000 EUR daily and 5,000 EUR monthly) have no fees, and SEPA transfers are tax-free too.
iCard Visa Infinite gives you 5 ATM withdrawals per month for free (up to 2,000 EUR daily and 5,000 EUR monthly), and each SEPA transfer costs you 2 EUR.
8. Fees
The plastic iCard Visa Infinite is only 9.99 EUR per month, whereas iCard Metal costs 13.99 EUR monthly. This means you can have all of the abovementioned for 99.99 EUR per year for iCard Visa Infinite and 159.00 EUR per year for iCard Metal. Is there a better deal than that?
If you’re still wondering which card will fit you best, check out our Infinite and Metal plans in more detail.
Don’t forget that getting your own premium debit card is now more accessible than ever! You will just need your smartphone to start living the life you’ve ever wanted.
Stay tuned for more innovative iCard products and offers! Meanwhile, if you haven’t downloaded our app yet, you can start your premium journey now:
