Welcome to the big world of iCard Digital Wallet – where all your cards unite.
We built a top-rated personal money management app with high customer satisfaction and users in 30+ European countries.
Some people trust iCard for modern, fast and secure mobile payments. Others choose us for money safety, for avoiding monthly fees or for the convenience of account opening from home and getting a free debit card delivered.
One thing unites our users: Falling in love with 1 particular feature and getting addicted to all that iCard has to offer.
Here is the list of 6 different cards and payments that you have available in iCard:
1. iCard Visa
This is the flagman, purely stylish and reliable contactless debit card, which is quite an innovation in some of the European markets. Why? For the simple fact that we ship it to your address to match the convenience of the account opening and identity verification process — done remotely from the iCard digital wallet.
The first debit card, issued by us, is free of cost, but you can purchase and store up to 5 cards in total and connect them to one or many of your different currency accounts in your digital wallet.
iCard Visa debit card can be used worldwide for ATM withdrawals and to pay contactless on POS terminals with the new higher PIN-less spending limits. You can also shop online and stay protected with the 3D Secure technology or lock the card from within iCard when not using it.
2. iCard Visa Infinite
This is the jewel in the iCard crown.
We are making the unattainable accessible for you — a world of higher spending limits and special treats.
The Visa Infinite card immediately gives you a recognized status.
As a premium card holder, you get access to airport lounges, exquisite offers, fast support and a 24/7 personal concierge who can suit even your unusual 3 AM requests. Your assistants can take care of things like buying last-minute or sold-out premium tickets, finding a plumber to solve an emergency or a tailor coming to your hotel to sew a brand new suit because your luggage got missing and you are headed to a high-ranking business dinner and an opera after that.
We made it possible to get more than you expect for less.
You can get a hint of what to expect and a way to pre-order and save your super special price of 5.99 EUR/month.
3. Virtual Cards
They are created for safe online shopping.
People use virtual cards for 1 main reason: To protect their primary money account from various web scams.
Virtual cards are instantly generated Mastercard or Visa card numbers with matching CVV codes. They can be purchased easily via iCard digital wallet and are ready to use in seconds.
Getting free trials at all kinds of known, unknown or suspicious sites is another reason for using virtual cards. Some of our users budget more easily when they have dedicated payment cards for different subscriptions. Also, it’s not uncommon for users to do one-time payments and delete a virtual card right after.
Our digital wallet gives you 2 free virtual cards when you verify your identity via our 2-5 minute in-app video chat.
In addition, you can purchase and store up to 20 virtual cards for different purposes.
These are non-reloadable debit cards, that can be funded with different sums of money and if you opt for a virtual gift card, then it’s issued and sent instantly to the receiver.
Some people think that gifting money is disrespectful or odd. Others meet it with enthusiasm. Unwanted gifts are not uncommon and they usually end up in the trash, because return handling is very cost-inefficient. For example, just the Christmas season produces 2.5 Million tons of rubbish either from trashed unusable gifts or from disposed returns. Check out our blog to discover why gift cards are the perfect present.
Gift cards try to strike a balance between cash and physical goods by taking the shape of spending money in a plastic or virtual card.
iCard makes it easy to send a GiftCard™ straight from your digital wallet. You can gift a virtual Mastercard or a plastic Visa.
If your occasion brought a virtual eGiftCard your way, remember that you can always spend it online or on contactless POS terminals with your NFC-enabled Android phone using Tap & Pay.
Physical cards are good to spend online or at retailers — just like any other debit card.
To start sending gift cards, you need to be fully verified iCard user.
5. NFC Wearables
The contactless (NFC or RFID) technology got widely adopted and is now embedded in bank cards by default.
The size of the chips is so tiny that it was only a matter of time we witness it implemented in other devices such as watches, wristbands, keychains, rings, and others.
This payment tool is cool, works just like a contactless debit card at POS terminals and is connected to 1 of the 7 currency accounts in your iCard Digital Wallet.
You can check our NFC Wearables page to see how you can get one of our keychains for yourself.
6. Discount and Loyalty Cards
iCard can store digital versions of all your barcode cards that stuff your wallet.
We made this possible to help you get all the benefits when shopping at retailers, because in reality it’s not easy to carry and shuffle through all your cards at checkout.
With digitized discount and loyalty cards, you can simply open it on your phone screen and present the barcode for scanning.
Not using discount cards?
You need to know this:
In reality, approximately 1% of your retail shopping with customer card programs can turn into money or benefits back to you. That is 200 EUR for a yearly spend of 20,000 EUR.
Although discount and loyalty cards do not fit in the description of payment cards, they do get in the middle of the process and add value for both retailer and customer.
And yes, you are right, in the beginning of the article, I said all your cards. Well, almost — we can not digitize your magnetic stripe discount cards, nor your government ID card, but you get the coolest way to pay and save wisely.
Still haven’t tried iCard?
Get it now: