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Apple Pay è adesso disponibile per tutti gli utenti iCard

Giuseppe Bonamonte 3 February, 2020

Grandi notizie! Da adesso potrai effettuare pagamenti mobili con iCard Visa e Apple Pay.

Lo scorso anno, abbiamo ricevuto dai nostri clienti tantissime richieste per consentire agli utenti iPhone di pagare con i loro telefoni, proprio come i nostri utenti Android adorano fare.

Apple Pay ha reso possibile connettere l’App Wallet e i sistemi di pagamento con istituti di emissione di carte come iCard.

Pertanto, siamo lieti di annunciare che la tua carta di debito Visa iCard può essere aggiunta ad Apple Pay ed utilizzata in tutto il mondo in modo più rapido e sicuro.

 

Che cos’è Apple Pay?

 

È un metodo di pagamento mobile che offre un modo semplice, sicuro e privato per pagare con iPhone, iPad, Apple Watch e Mac.

Le carte di debito Visa iCard possono essere utilizzate con l‘Apple Wallet per pagare nei negozi o in qualsiasi luogo in cui sono accettati pagamenti senza contatto meglio noti come pagamenti contactless.

Gli utenti Apple possono anche effettuare acquisti con un tocco presso i rivenditori che integrano Apple Pay nei loro negozi online.

Ti verranno inoltre inviate notifiche in tempo reale per ogni singolo pagamento effettuato tramite Apple Pay.

 

La tecnologia

 

Apple Pay, proprio come la versione Android di iCard, utilizza il chip NFC (Near Field Communication) del tuo dispositivo per effettuare pagamenti senza contatto.

Subito dopo aver fatto sfiorare il tuo dispositivo Apple al terminale POS, riceverai una notifica istantanea di avvenuto pagamento. Sia Apple Pay che iCard inviano notifiche ogni volta effettuato un pagamento. Ciò significa che riceverai due notifiche ogni qualvolta paghi con iCard utilizzando Apple Pay. Puoi comunque disattivare le notifiche o da parte di Apple Pay o da iCard.

Tutti i tuoi acquisti saranno riportati nel tuo conto Apple Pay. In questo modo puoi mantenere il controllo delle spese e non perdere mai traccia del tuo budget.

Un fatto interessante è che si possono effettuare pagamenti mobili anche in modalità offline. Infatti, anche senza copertura 4G o Wi-Fi, il dispositivo Apple avrà alcuni “token di pagamento” archiviati pronti ad effettuare la prossima transazione. La prossima volta che il dispositivo si connetterà a Internet, i token archiviati verranno ricaricati e pronti ad essere usati nuovamente in modalità offline.

 

La sicurezza

 

 

I pagamenti mobili hanno cambiato le abitudini di milioni di persone. Sempre più utenti optano per la velocità e la convenienza dei portafogli mobili. Emarketer.com prevede che oltre 1 miliardo di persone in tutto il mondo effettuerà almeno 1 pagamento mobile nel 2020.

 

Ok, ma quanto è sicuro pagare con Apple Pay?

Apple Pay, offre numerosi livelli di protezione, sia hardware che software.

La prima linea di difesa è il tuo passcode e non puoi utilizzare Apple Pay senza di essa. Questo ti assicura di effettuare deliberatamente transazioni dal tuo conto. Touch ID o Face ID possono sostituire il passcode, ma è sempre necessario autenticare il pagamento in un modo o nell’altro.

Un’altra misura di difesa è la cosiddetta “tokenizzazione”. Questo è un approccio di sicurezza IT che confonde le informazioni di pagamento e le invia al commerciante sotto forma di un codice univoco e crittografato: il token di pagamento.

I dettagli della tua carta effettiva vengono decifrati dalla rete di pagamento (Visa o Mastercard) prima di verificare le informazioni di pagamento, il saldo del conto ed informare il commerciante se il pagamento sia andato a buon fine o fallito.

Questi token di pagamento sono memorizzati in uno speciale chip di sicurezza integrato nei dispositivi compatibili con Apple Pay.

 

Ti chiedi come Apple gestisce le tue informazioni di pagamento?

Apple Pay, afferma che nessun dato personale e/o transazionale è archiviato nei loro server cloud. Questi dettagli sono memorizzati localmente sul tuo dispositivo e scompariranno dopo un certo periodo di tempo. I tuoi dati possono essere cancellati da remoto se perdi il telefono.

I pagamenti mobili, in base alla progettazione, consentono per qualsiasi importo transazioni senza PIN, il che non è possibile con le carte di debito. Questo fatto da solo dovrebbe chiarire quanto questa tecnologia sia avanzata e sicura. Pertanto puoi tranquillamente affidarti a questo nuovo tipo di pagamento.

 

Come posso pagare con Face ID o Touch ID?

Apple Pay - Come pagare con Face ID su iPhone X - Apple

 

Dove  viene accettato Apple Pay?

 

Il servizio Apple Pay è relativamente nuovo in Europa. È stato lanciato nel Regno Unito nel 2015 e molti altri paesi sono stati aggiunti all’elenco nel 2019. Tuttavia, non molti commercianti online europei hanno integrato Apple Pay nei loro negozi online.

 

Questo non dovrebbe essere un problema poiché i pagamenti mobili sono eseguiti molto più rapidamente di quelli in contanti e funzionano ovunque vengano accettati pagamenti senza contatto.

 

I pagamenti con Apple Pay sono accettati ovunque tu veda uno di questi segni:

 

Inoltre, iCard è accettato in tutto il mondo, quindi puoi continuare pagare contactless ovunque la vita ti porti in viaggio. E non preoccuparti se la batteria si scarica, puoi sempre fare affidamento sulla tua carta di debito Visa iCard.

Hai altre domande su Apple Pay? Consulta la nostra sezione FAQ.

Sentiti libero di condividere un tuo feedback con noi lasciando un commento nell’apposita sezione che trovi in basso. Qual è stata la sensazione di pagare con iCard e Apple Pay?

 

Scarica iCard adesso!

 
22

Giuseppe Bonamonte

In qualità di Operation Manager, Giuseppe, è impegnato nello sviluppo del mercato Italiano e in generale nella presentazione di iCard al mondo. I contributi includono strategie di coinvolgimento, promozione e sponsorizzazione, oltre a campagne unificate di prodotto e brand awareness. Nel suo tempo libero, Giuseppe ama stare al passo con le innovazioni, il calcio, gli amici, la famiglia e la natura.

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_ym_dStores the date of the user's first site session
yandexuidUsed for identifying site users
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yabs-sidUntil the session endsSession ID
yp10 yearsSets a unique ID for the session. This allows the website to obtain data on visitor behaviour for statistical purposes.
_gaexpDepends on the length of the experiment but typically 90 days.Used to record a person’s involvement in a website experiment e.g. an A/B test where half of our website users see one webpage, and the other half see an alternative version.
This helps us test that the changes we make to our site are actually making it better.
Statistical
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ajs_anonymous_id1 yearThese cookies are generally used for Analytics and help count how many people visit a certain site by tracking if you have visited before.
ajs_group_idThese cookies track visitor usage and events within the website.
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intercom-sessionUsed to distinguish users
mp_hj_mixpanel1 yearThird-party cookies used to track visitors and collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. No personally identifiable information is stored. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the website from, and the pages they visited.Statistical
fuid01These cookies compile anonymous information on users’ browsing on the website in order to know the origin of the visits and other similar statistical data. These cookies do not identify the user or compile any type of personal information.Statistical
IDE2 yearsGoogle also use one or more cookies for advertising we serve across the web. One of the main advertising cookies on non-Google sites is named ‘IDE‘ and is stored in browsers under the domain doubleclick.net. Another is stored in google.com and is called ANID. We use other cookies with names such as DSID, FLC, AID, TAID, and exchange_uid. Other Google properties, like YouTube, may also use these cookies to show you more relevant ads.Statistical
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_gid
1P_JAR
APISID
DV
HSID
NID
SAPISID
SID
SIDCC
SSID
UULE
__hssrcSessionWebsite usage statistics
__hstc2 yearsWebsite usage statistics
muc2 yearsUsed to facilitate Twitter functionality on our website and to:
- track user behaviour
- deliver and measure the performance of advertising
- enable sign-in
- personalise the Twitter experience across devices.
Statistical
ads_prefs
auth_token
csrf_same_site
csrf_same_site_set
dnt
eu_cn
external_referer
guest_id
kdt
personalization_id
remember_checked_on
tfw_exp
twid
act3 monthsYou have a Facebook account, these cookies will allow you to share content on the Inflectra site with your Facebook contacts. You will be also able to tell if you or your Facebook friends 'Liked' any content on the Inflectra site in the past. The cookies will also send some non personal data to Facebook to gather aggregate information on how people interact with websites that use the Like button.Statistical
c_user
datr
fr
locale
pl
presence
sb
spin
wd
xs