The various ways to fund your iCard account

Using a digital wallet to ease the control of your personal finances became widely used in the last decade. To access your money anytime, you need to keep your account funded. Today we want to discuss a few ways to top it up, which you can take advantage of right away.

With iCard, you can add money with a stored card, via Google Pay™ or Apple Pay, bank transfer, or by depositing cash. Furthermore, you can request money from a friend who also uses iCard Digital Wallet. The five methods save you time and meet all security requirements for your money’s safety. Stay to learn more about every little detail on funding your iCard account and what to do if you encounter any obstacles.

Funding with a stored debit/credit card

To fund your digital wallet with a debit or credit card (Visa or Mastercard) is more than convenient. Whether you get your salary in another account or receive extra income, you can easily transfer money to your iCard account, and the funds arrive instantly. Here’s what you need to do to make such a transaction:

1. Open the iCard app.
2. Choose “Add” and then “Stored debit/credit card”.
3. Enter an amount and choose the account you want to fund.
4. Enter your card’s details – the 16-digit card number, expiry date, and CVC code.
5. Follow the steps to confirm the operation.

The card you’re using should be issued in your name and will be saved for your future transactions, so you don’t need to type all the details every time. This method has a fee of 0.5% of the total amount, or equals to a minimum of 0.20 BGN.

Funding via Google Pay™ or Apple Pay

Android and iOS users can easily fund their iCard accounts via Google Pay™ or Apple Pay. You don’t need to enter any card details because they’re already added to your phone, and you receive the amount instantly. To fund your account successfully, you need to follow these steps:

1. Open the iCard app.
2. Choose “Add” and then “Google Pay” or “Apple Pay” (depending on your phone’s operation system).
3. Enter an amount and choose the account you want to fund.
4. Choose the card you already added for payments and confirm the operation.

Funding via bank transfer

Here’s another digital method to fund your account – via bank transfer. You can easily share your details (names, IBAN, BIC/SWIFT) and use them in your online banking. You only need to:

1. Open the iCard app.
2. Choose “Add” and then “Bank transfer”.
3. Choose the account you want to fund.
4. Check its details and follow the instructions to complete the operation*.

 *There’s no fee for an incoming transfer, but your bank may apply an outgoing transfer fee.

Funding via another iCard user (“Request money”)

If you urgently need money, you can ask a friend to send you some via iCard and it’s fee-free. Just follow the steps:

1. Open the iCard app.
2. Choose “Add” and then “Request money”.
3. Select the contact you want to request money from and enter the needed amount.
4. Add a reference and choose “Request now”.

You or the other person can always decline such funding if you selected the wrong amount or sender. To make the transfer successful, they’ll need to have the amount in their account. We take care of the rest.

If you found that any of the methods didn’t work, we got you covered! Here are some of the reasons that can interfere with the successful funding, which you should check in case of an issue:

• the card you’re using is blocked, inactive, or not valid;
• the card doesn’t have a sufficient amount;
• you’ve entered the card/account details incorrectly.

With all the various methods to fund your iCard account, you’ll feel safe and secure wherever you are. If a problem arises, our customer support team is available anytime to answer all your questions.

Grab the benefits of iCard Digital Wallet: