The end of 2023 is almost here, and the excitement for the Christmas holidays is building up! It’s the time of the year when we widely open our hearts to help others, make our closest people happy, and welcome the new year with a smile.
We know, however, that the Christmas preparation can be stressful. For this reason, we developed a short guide on how to take care of everything easily. We’ll share tips on how you can manage your finances and enjoy a safe and peaceful Christmas shopping with iCard Digital Wallet.
Set your budget
Every person wants to give and receive lovely and thoughtful Christmas gifts. If you find it challenging to save enough money though, there’s an easy way to help yourself. The famous 50/30/20 method will guarantee perfect holiday preparation, and it’s never too late to start applying it. You use 50% of your budget for your needs, 30% – for your wants, and 20% – for savings. You can use part of your savings for Christmas gifts and keep the 30% for treating yourself.
Additionally, you can track every transaction with iCard Digital Wallet to determine where you can cut down your expenses and save for the upcoming holidays. You can find the complete overview of your balance in the “Activity” tab in the app. You can also fund your iCard account so you can count on even more money in your digital wallet – you can do it with a debit/credit card, via Apple Pay/Google Pay™, a bank transfer, or by requesting money from your family or friends.
Create a list
We can’t go without it, can we? First, pick all the places where you want to shop – online or at the store, it’s always easy with iCard. Then, you can get inspiration for gift ideas from the Internet and check what you can buy. Calculate how much you’ll need to spend and leave all the rest to your digital wallet.
Why is it easy with iCard? Because you can use our virtual Visa and Mastercard debit cards conveniently in every online shop. They are just as functional as the physical cards but save you all the stress and chaos around Christmas shopping at the stores. You can manage their limits and freeze them after every purchase so you don’t overspend. You can also choose their design so they match your style.
If you prefer shopping at physical stores where you can truly feel the holiday spirit, you can always count on our digital wallet. Shopping with iCard is always safe, no matter where and how. Both virtual and physical debit cards have the highest security level – 3DS. You use it to confirm every purchase you make with the two-factor authorisation. You receive a notification before every payment, and you can decline it if you’re suspicious of money fraud.
Make a DIY gift
Biscuits, decorations, knits, or ornaments for the Christmas tree – it’s always nice when you make them on your own. Such sentimental gifts can be heart-warming but also perfect for a tight budget. Create something special for your family and friends that will match their taste.
Before you start, check various ideas on the Internet for inspiration. Create a list of everything you’ll need – from flour and cinnamon to yarn and glue. You can buy everything with iCard Visa completely safely because it protects your data. Its newest design is minimalistic and secure, as all its details are on its back. You can freeze it after every payment, set its limits, and track every transaction to control your money, just like the virtual cards.
Give the perfect gift
Christmas, New Year’s Eve, or birthdays – there’s always a reason to celebrate! But even the best gift ideas can turn out to be upsetting. If you don’t want to risk disappointing your friends and family, GiftCard is what you need to save the day. The prepaid card gives you the opportunity to make a gift with no unpleasant surprises. This way, the recipient can buy exactly what they were dreaming of!
Now, the balance of every physical GiftCard can be transferred hassle-free to your iCard Digital Wallet. It’s the perfect way to top up your iCard account with some more money. If the recipient doesn’t use the digital wallet yet, they can download it from their Google Play, App Store, or Huawei AppGallery, and take advantage of all of its benefits. With iCard, you can easily send and receive e-GiftCards (virtual), too, which can be used for every online purchase thanks to the wallet.
(Re)discover the iCard donations
Even though we believe there’s no one particular moment when you can help people in need, the Christmas holidays remain the most preferred time of the year for doing good. We’ve shared about our causes more than once – the iHeart donations support “SOS Children’s Villages Bulgaria”, “BCause”, “For Our Children” Foundation, “WWF Bulgaria”, “Bulgarian Red Cross”, and “UNICEF Bulgaria”.
You can contribute and become part of the Christmas magic via our Digital Wallet this year, too. iCard gives you the chance to donate once, periodically, or by rounding up your card payments for every purchase you make. The donation is fee-free, and the whole amount goes to the charity of your choice.
We hope our tips will make your Christmas holidays cosy, warm, and unforgettable. Now it’s time to enjoy the precious moments!
Download iCard and start your Christmas preparation:
